Financial Counselling
RFCS Gippsland can provide free, confidential and independent rural financial counselling services to eligible primary producers, fishers, forestry growers, harvesters, and other small rural businesses.
Across RFCS East Victoria service region are dedicated and experienced Counsellors who can assist you to:
 | Analyse your cash flow and business viability |
 | Prepare profit & loss statements and budgets |
 | Identify areas of risk in your business |
 | Develop strategies and action plans for improving your business |
 | Negotiate with creditors and banks |
 | Provide information on Government and other industry assistance programs |
 | Work with you to balance priorities |
 | Provide the tools and techniques to make informed business decisions |
 | Review loan arrangements and refinancing options |
 | Refer to appropriate professional and other services |
 | Prepare for and provide support through Farm Debt Mediation |
 | Identify any training requirements |
 | Plan an exit strategy if you choose to cease production or leave farming |
 | Help unlock your potential to achieve |
 | Help keep you on track to achieve your goals |
 | Our counsellors cannot provide advice on any legal or financial matters, or relationship counselling. |
We’re here for you
Schedule an appointment with our Counsellor today
How we work with you
Our approach is set by your objectives
Our Counsellors work with you one-on-one to help you deal with stresses of financial hardship, set goals and work with you to achieve them
Other Services
We are here to help
We provide access to Government assistance, industry and professional support programs, as well as information and referrals to assist you with managing personal stress